Engagement
Contingency Session
One sitting that prices a single interruption — a roof, an engine, a hospital trip, a month supporting parents — and decides what the cash reserve should cover.
- Form
- One sitting and a one-page plan
- Time
- About two hours, plus a written page the same week
- Where
- Office in Tambon Bacho
- Fee
- 4,200 THB
Who it is for
People who do not want a full reserve review yet, but have one event they keep turning over: the roof before the east-coast rains, a shared boat engine, travel to a hospital in a larger town, or a month when parents need cash.
What you leave with
A one-page contingency note: the event, a local baht figure based on recent costs you actually know, the part the reserve should hold, and what would be delayed, shared with family, or borrowed if the event arrived tomorrow.
The fee is fixed for one interruption and one household. A second, unrelated interruption is a separate sitting.
How the sitting proceeds
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01
Name the event
We start from the interruption you already worry about, not a generic list. If several worries arrive at once, we pick the one that would hit cash first.
-
02
Price it here
We use recent local costs: a roofer in the amphoe, a mechanic you already know, the bus and room for a hospital stay. If you have no quote yet, the page records that gap instead of inventing a number.
-
03
Decide the share
The page states what the reserve should hold and what would be postponed or shared. You take the page with you.
Included
- A two-hour sitting focused on one named interruption
- A local cost, built from your recent quotes and bills rather than a national table
- A one-page written note in Thai or English
Outside this engagement
- A full household reserve figure and refill rule — that is the Cash Reserve Review
- Insurance comparisons or loan applications
- Home visits
What to bring
Bring any quote, receipt, or remembered price for the event. If you have none, come anyway and we will mark the missing price clearly.
Limits
One event per sitting. Medical detail stays at the level of travel and days away from work; we do not advise on treatment. The session is held at the Bacho office.