Engagement
Seasonal Income Briefing
A briefing for households whose cash arrives in a few lumps — rubber, a fishery share, an orchard, festival trade — and must last through the quiet months.
- Form
- One extended sitting and a seasonal page
- Time
- About three hours in one afternoon
- Where
- Office in Tambon Bacho, or a daytime visit inside Narathiwat province
- Fee
- 5,600 THB
Who it is for
Rubber smallholdings, fishery shares, orchard households, and stalls that earn most of their year in a short season. It is also used by families who receive a larger transfer a few times a year and then go quiet.
What you leave with
A one-page seasonal calendar: the months cash usually arrives, the months it does not, a spending allowance for the quiet stretch, and the amount to move into the reserve on the day a lump arrives.
Fixed for one household and one main seasonal income. A second unrelated trade is quoted before the sitting.
How the sitting proceeds
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01
Mark the year
We write the months when money usually comes in and the months when the household lives on what was set aside. Wintering on a rubber plot and the northeast monsoon on this coast are common markers; we use your years, not a textbook season.
-
02
Split the lump
On the day the money arrives, the page says how much stays for living costs and how much moves to the reserve before the rest is spent.
-
03
Leave with the page
The calendar is yours. It is one page, meant to sit somewhere you will see it, not a folder you file away.
Included
- A three-hour sitting to map the earning months and the quiet months
- A split of the next expected lump into spending money and reserve money
- A one-page calendar you can keep at home
- The page in Thai or English
Outside this engagement
- Crop or catch forecasts
- Bookkeeping for a registered company
- Advice on buying land, a boat, or equipment
What to bring
Note, even roughly, when the last two seasons paid and what the household still had to buy in the quiet months. Exact satang are unnecessary.
Limits
We do not predict the next tapping season or the next catch. If income is monthly and steady, the Cash Reserve Review is the better sitting. Visits inside the province during the day are included.